Procedure Risk Profile Management System®

RPMS is based on the same procedure as the Insider Management Systeem. Transactions are checked before execution . A risk- or investment profile will be entered into RPMS. Investment profiles represent the risk an investor is willing to take and  his period of investment . Different categories have been established for the various investment goals, ranging from Low Risk to Speculative. Investment periods may vary from 4 years to over 13 years. 

Every cell shows the maximum investment for the combination of these factors, without exceeding the desired risk profile. Unlike the current practice with banks, ChecknTrade checks before the deal is executed. Investors enter their intended transaction into the system when dealing directly (e.g. via Internet) and will be warned immediately if they exceed their profile. Investors may then decide not to proceed with the deal or change their risk profile. The system will ask for confirm ation several times to make sure that the user is aware of running a higher risk with this new profile.

The same system will be used when investing through a broker. Deals will be entered into the system and should the risk profile be exceeded, the broker will receive a warning message from the system.  This feedback can also be routed real-time and automatically to the client's email address as an extra safeguard for banks against claims from customers.